Case Studies

Real Stories, Real Results

See real settled claim examples for both diminished value and total loss, all on one screen.

See real payouts and stories for both claim types. Use the links above to jump to diminished value or total loss examples.

Diminished ValueFeatured settled claim

After the repairs, the driver still recovered $3,200 more

This is the current type of settled-claim example the page already supported. We kept that idea, but turned it into a clearer featured DV card with more supporting examples below it.

Result

$3,200 recovered

Vehicle

2021 Toyota Camry

Timeline

Paid in under 3 weeks

Dallas, Texas

Alex's vehicle looked fully repaired, but dealerships still discounted it because of the accident history. We prepared the valuation, demand letter, and supporting documents so he could recover the diminished value he otherwise would have lost.

Market-based diminished value report
Demand and subrogation letters
Guidance for insurer submission
Diminished value case study vehicle

Why it stood out

The car was repaired, but the accident history still reduced what buyers would pay. That hidden loss became recoverable value.

Included support

Market-based diminished value report
Demand and subrogation letters
Guidance for insurer submission

More Diminished Value examples

Diminished value example for Lauren

Lauren

2022 Honda Accord · Phoenix, Arizona

$3,500 paid

Rear-end accident, clean repair, but measurable resale loss after the accident record hit the vehicle history.

Diminished value example for Michael

Michael

2020 BMW 3 Series · Atlanta, Georgia

$4,200 paid

The insurer pushed back at first. The final report and demand package helped move the claim forward.

Diminished value example for Sarah

Sarah

2021 Nissan Altima · Charlotte, North Carolina

$2,800 paid

A seemingly minor accident still reduced resale value. Our valuation support helped secure a meaningful payout.

Total LossFeatured settled claim

Suzy didn't accept $5,700 and ended up with $8,800 instead

When a total loss offer comes in low, the right appraisal support can make a meaningful difference. This example shows how MyFreeCarValue helped improve the settlement and kept the fee tied to the amount recovered.

Result

$3,100 improvement

Vehicle

2021 Toyota Corolla

Timeline

From $5,700 to $8,800

Settlement support by MyFreeCarValue

Suzy's car was totaled and, even with collision insurance, she was initially offered $5,700 to settle her claim. With help from MyFreeCarValue and Steve Dunham, she was able to increase that amount to $8,800 instead. That's a $3,100 improvement. Suzy paid $310 for our professional services, which was 10% of the additional amount we helped her recover from the insurance company.

Total loss valuation review
Comparable vehicle support
Professional appraisal support with Steve Dunham
Total loss settlement case study

Why it stood out

The insurer made a quick first offer, but stronger comparable data and valuation support helped justify a better final payout.

Included support

Total loss valuation review
Comparable vehicle support
Professional appraisal support with Steve Dunham

More Total Loss examples

Total loss example for Kirsten Sheridan

Kirsten

2009 BMW 335i · Los Angeles, California

$14,000 ACV

MyFreeCarValue helped Kirsten challenge a weak total loss number by using comparable market data, manual-transmission value, and recent upgrades to support a stronger $14,000 ACV.

Total loss example for David Rogers

David

2009 Lexus ES 350 · Clearwater Beach, Florida

$8,900 ACV

MyFreeCarValue helped David support an $8,900 ACV by documenting the Lexus high-content trim and stronger local comparables, even after allowing for minor seat-panel recon.

Total loss example for Jacquelyn Calvert

Jacquelyn

2019 Jeep Wrangler Unlimited Sahara 4WD · Port St. Lucie, Florida

$23,800 ACV

MyFreeCarValue helped Jacquelyn settle her total loss claim with a stronger $23,800 ACV by reflecting the Wrangler Sahara trim, hard top, leather, NAV, tow package, and other high-content features.

Total loss example for Abdullah Almutairi

Abdullah

2013 Ford Taurus Limited · Fairfax, Virginia

$6,995 ACV

MyFreeCarValue helped Abdullah push beyond book value by using comparable listings and condition details, including newer tires, to support a $6,995 total loss appraisal.

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